OK. And of course, David j uh contractor fraud, somet see here in the Bay Area.
it's becoming more prevale 2023 we had over $93 billi losses from contractor. I' events. We believe approxi of those losses is associa fraud or fraudulent relate
frequency is up in 19 eigh
80 every 80 days. We had a from a catastrophic event.
a $1 billion loss every 12 more frequencies and these criminals, criminal enterp by money and there's a lot communities after a catast You probably heard me gasp
But every 12 days, man, th Ok. So what time out, what is the N IC B doing to sto fraud? So the National Ins we have agents and analyst and the United States Terr
a large footprint in Flori with Florida law enforceme these criminal enterprises state of Florida. As an ex Ian, we are on the ground the event, we identified o
contractors operating in t and we work to help them w complaints to prosecute th are preying on the victims you know, right now we're know, the beginning of hur
here and how we can prepar can do before a natural di prevent them when a situat that they don't get taken I appreciate that question know, that we've been in a
over the last four years a more and to replace your p furniture, your television goods, you need to make su up to date or replacement your insurance agent. You
because you're not gonna b Make sure your policy is u you have the replacement v also where are your docume not stored electronically carrier, make sure they're
place that won't be impact a safety deposit box at a tips. And again, that's th What can we be on the look disaster does happen? If a situation does happen, we'
What are some things we ca some warning signs. Perhap of our best partners. Um W desantis and CFO Jimmy Pet second year in a row. They recognizing contractor Fra
That's really important. U outreach. So something, so about after an event, work carrier to get a vetted li and get three bids. If som door, calls you on the pho
email randomly, turn them carrier, get three vetted slow. The key thing is to with cash on a down paymen require a small down payme than 5% you need to take a
pay with a check so we can and follow where the money from you all great tips. W the website on the bottom IC b.org again, David. I'm check in with you. Such im
Thanks for your time. Than